Best credit software for free download

Surf securely through WiFi Hotspots or regular connections and protect your privacy by encrypting your Internet traffic. Your personal information, bank accounts, credit card numbers, passwords are now protected.WiFi Guardian will also change your IP address and will conceal your web activities. Even your Internet Service Provider (ISP) will not be able to track which websites your are visiting or what you are downloading. The software will allow you to access websites you were banned on. By using our software you are granted fast 100Mbps secure connection to Internet anywhere in the world.

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Take control of your budget with Money Manager. This personal budget software allows you to manage checking, savings, credit cards, loans, debt accounts. You can even create your own account types! Money Manager takes control over your bills and shows you when they should be paid. Create recurring transactions that are generated automatically at the proper time. Define and use transaction templates to quickly create transactions that recur at irregular intervals. Password protect your data files with 128-bit encryption to prevent unauthorized access to your financial information. Download your transactions from your financial institutions and import them into Money Manager from Quicken Interchange files (qif). Money Manager also automates input of orders coming from RegNow and eSellerate. The software supports more than 150 different currencies and automatically downloads their exchange rates from Internet. Track Stocks, Mutual Funds or any other investment activities. You don't need to enter the stock quotes manually: Money Manager will download them from the net!

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Create yearly, monthly or weekly budget templates in MS Excel. Excel 2000 or higher required.

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Create custom invoices for billing purposes in MS Excel. Excel 2000 or higher required.

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One Click Privacy permanently erases all internet activity, cached passwords and credit card info, IM logs, media player records, search engine queries and application usage – with just one click! Cover your tracks! Whatever happens on your PC stays on your PC. Your computer records practically everything – every website visited, all your internet activities, and search engine inquires, pictures, music, and video viewed, accessed and downloaded. Every IM session, including the full text, is also automatically stored in your computer’s memory. Don’t get caught with you digital pants down! One Click Privacy permanently deletes everything you don’t need with just one click. Features: Permanently erases all internet activity and history. Deletes records of websites visited, cookies, passwords, ID's, banking and credit card info. Secure trash feature guarantees sensitive information is permanently deleted. It cleans all records generated by major P2P apps including Bit Torrent Client, Kazaa, LimeWire, Morpheus and more. It erases IM and VOIP files, Windows Media Player history, QuickTime history and RealPlayer records. Removes search queries records. It deletes software and email application history.

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This is a complete inventory management system performs a Point of Sale function and multi warehouse stock control. System has receiving and shipping functions generates invoices, sale receipt. Export and import functions.More than 200 reports. Product labels with barcodes, transfer orders between locations, customers and vendors balances.Posibility to create planing transactions and to clone invoices. You can use this system for automation retail store,warehouse,hotel,restaurant,bar and for asset mangement. System bas ERP function for planing your future inventory operations.It is powerful but simple system in use.

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Money Decoder is your financial organizer, teacher, guide, motivator, and calculator. Be minutes from complete financial organization, elimination of files, boxes, statements, policies and documents. Free 15-20 minute profile permanently places you "2-Clicks" from all your personal monetary information, definitions, summations, calculations, projections and estimations for; real estate, mortgages, debts, credit, investments, insurance, budget, etc.. Money Decoder saves time, motivates, simplifies,clarifies, increases your confidence and understanding and puts you in control of your money!Money Decoder enhances and simplifies almost everything you do financially. Plan options for each family member’s goals- education, weddings, life insurance, ... Simplify and itemize income & cash flow (primary careers, real estate cash flow, side jobs, etc.). Organize a simple and complete budget that can be maintained with minimal effort on an ongoing basis. Track mortgage amounts, rates & term changes, real estate values, equity & rental cash flow. Money Decoder auto-calculates pay-offs, blended rates, changedates, interest costs, monthly totals, and more… Forecast retirement, college, emergency needs, etc. Allocate and organize investment accounts and amounts. Purchase, finance, and lease automobiles more effectively. Choose insurance policies based on efficient deductibles and proper risk coverage's. Purchase life insurance based on the right type and right amounts.Money Decoder is the one class that should be taught in school and is the one gift that should be given at graduation! It works for all income levels and all ages. It requires little maintenance and is a tool that you keep for life!

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WebSmartz Professional banner designer 3.0 allows you to use professionally designed website flash templates, add text and image entry effects to build flash banners in no time. Banner maker allows you to design banner of specific size by choosing from a set of 11 size options. Get our online help file that contains detailed instruction on how to use our web banner software easily and effectively.

Websmartz Banner Designer Features:

* Create professional looking banners from a set of flash web templates.
* The Banner Designer provides you with options to add text, images and Transparency effects.
* Add attractive shapes and images to your banner.
* Put your flash banner online by export banner as HTML or SWF.
* Your customized WebSmartz banner creator 3.0 is an easy to use application interface.
* You can simply customize and edit the banner for brightness, contrast and can rotate the picture as per the need to add life to your business banners
* Banner Designer provides a pre defined set of Preloaders to display banners within minimum time.

The payment gateway on Websmartz is hosted on a Https (secure) server and is fully secure. Websmartz takes special care to ensure that your credit card & billing information is not compromised and is 100% secure. The Websmartz privacy policy also ensures that any personal detail as provided by you is kept secure and is not used in any way other than as laid down in the policy. WebSmartz offers US daytime telephone support and 24 hour email support.



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You're an innovative person. And quite possibly you might have experienced times when your data is best if it is accessible just for you!Whether it is personal files, credit card numbers, or other Sensitive information, you just want that chunk of data to remain safe from unauthorized access and accidental losses.Or you simply don't want other users to view your data including your Computer and Internet History Your Browser Favorites or Your Personalize My Documents Folder!Folder Shield ® to the rescue!
Folder Shield is Comprehensive software that protects your Folders and directories from unauthorized access with as ease you can imagine! Protect your folder(s) by either hiding them completely or just make Folder contents invisible. So your data stays safe and untouched! The easy to use features of Folder Shield ® make it easy to setup for home and office use with a very elegant and Innovative interface.Remember your sensitive data is precious to you and to protect it, you definitely need Folder Shield.It’s a must have tool for anyone looking to secure their system and privacy with ease but in confidence and trust

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The principle of this puzzle game is very easy to understand. Using the mouse, you must clean the screen of all Zanitos so that your name none remains about it. You will also have to try to obtain the best possible score and to maintain it throughout the party. For that, you must eliminate the most Zanitos identical in only one blow and as well as possible use the no-claims bonus which are on the screen of play. Avoid losing credits or the Game Over will get you… You will have only a few seconds of reflection before the calculation of the points starts. Do not lose too much time and hurry up to gain 25000 points in order to obtain an additional credit. New graphic and musical features await you in the final version of the play, more credits also from the beginning. For the registered users, the best scores on line are not erased after 24 hours and the Game is guaranteed to life as are every other TLK Games products. The warning messages will disappear and you will not need to wait at the start of the play. TLK games grants a life long guarantee for updates for the registered version of this game.

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WebSmartz Professional Slideshow Maker 3.0 allows you to use beautiful themes, clipart and many more to build professional flash slideshows in no time. Slideshow designer provides 100s of cliparts to add beauty and life to your slideshows and it also offers you 20 templates to add to your slideshows. Get our online help file that contains detailed instruction on how to use our slideshow software easily and effectively.

Websmartz Slideshow Designer Features:

* Create attractive flash slideshows from your images without having any professional knowledge of flash.
* The Slideshow Designer provides you with options to add callouts, cliparts, captions and special sound effects.
* Attractive themes available to you to add animation and color.
* Put your flash slideshows online by export slideshow as HTML or SWF.
* Your customized WebSmartz Slideshow maker 3.0 is an easy to use application interface.
* You can simply customize and edit the slideshow for brightness, contrast and can rotate the picture as per the need to add life to your slideshow
* Slideshow Designer has tastefully designed set of templates to add professional quality to your slideshow.

The payment gateway on Websmartz is hosted on a Https (secure) server and is fully secure. Websmartz takes special care to ensure that your credit card & billing information is not compromised and is 100% secure. The Websmartz privacy policy also ensures that any personal detail as provided by you is kept secure and is not used in any way other than as laid down in the policy. WebSmartz offers US daytime telephone support and 24 hour email support.



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YESolo on the Keyboard is an up-to-date typing tutorial which boasts of modern design and friendly interface. It will take you about 30 hours to complete the course. It consists of 100 entertaining sessions which take into account the psychology of distance education. Lots of jokes and other motivation tips which accompany serious tasks and progress tips. The author, a trained psychologist, will guide you through the whole course and will encourage you to continue the studies and reach your goal. The unique teaching method has been tested on thousands of thankful students whose typing speed amounts up to 100 wpm on the QWERTY keyboard. The course is constantly updated. All students can contribute their ideas and expect them to be implemented. The courses for the UK layout, DVORAK keyboard are available. Also, special language packages include courses in Italian and Russian. You can try the first 20 sessions for free and make sure for yourself how effective the method is. After that the program will require registration. Registration costs $15, on-line registration is available using bank transfer, Paypal and the credit card (via REGNOW payment system).
More courses for the French and German keyboard layouts are in progress at the moment.

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Phishing doctor is the best Anti-phishing utility for protection against forged or "spoofed" spam email ,Phishing scams are online crimes that use unsolicited commercial, or "spam," e-mail to direct Internet users to Web sites controlled by thieves, but are designed to look like legitimate e-commerce sites. Users are asked to provide sensitive information such as a password, bank account or credit card number, often under the disguise of updating account information. Phishing doctor is on the front lines of the fight against phishing, to reel in Online scammers. So you can protect your personal or financial The Phishing doctor security software Control Center provides one-stop access to the security features that keep your computer safe. The Program provides Mail Protection, WebSite Protection, and Alerts and Logs. It keeps you aware of what's happening on your computer without being overly intrusive, and enables you to go back at any time to investigate past alerts. You can archiving log files, viewing log entries, or Setting the alert event level.It responds to two types of alerts: Spam Mail Alerts and Spam Site Alerts. The Spam Mail Alert is a popup window that is displayed when you recieve an e-mail that is suspected to be a phishing e-mail. The Spam Site Alert is a popup window that is displayed when you try to navigate on a site that is suspected to be a phishing one. It enables you to set a password so you prevent anyone but you from shutting down or changing your security settings.Also you can back up your existing security settings to an Registry file so that you can restore them later. You can specify whether you want to be alerted to all security events, or if you only want to be notified of events that are likely a result of phishing activity .

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Do NOT allow your business or private life to become public knowledge. Super Privacy Controls offer COMPLETE or SELECTABLE elimination of confidential information.

What secrets could your PC tell? Your computer is a powerhouse, documenting and storing every action and piece of data received. Any person who has access to your computer can view your activities and all files, including Internet history, chat history, pictures, music, and video entries, both permanent and temporary. Deleting and clearing files removes only a fraction of this information, leaving you vulnerable to exposure of your confidential information.

Super Privacy Controls 2.0 — powerful and complete shredding and elimination of confidential information:

-Easy to install – Easy to use! A new and improved interface ensures that you are the one in control
-Permanently erases all data related to your Internet activity such as history of websites visited, tracking cookies, and confidential information such as passwords, ID's, and banking and credit card information
-Our secure deletion function meets and exceeds U.S. Government Military Standards
-Fully fluent in all the newest P2P applications,Super Privacy Controls thoroughly cleans files generated by all the popular P2P applications, including: LimeWire, Azureus, Bit Torrent Client, uTorrent, Kazaa, and Morpheus
-Erases all files pertaining to Instant Messaging and Voice Over Internet Protocol such as: AOL, ICQ, MSN, Yahoo Instant Messenger, Trillian, Google Talk, Skype, Windows Live Messenger, and GAIM

Super Privacy Controls, fully compatible with many Windows Operating Systems, including Vista, has been enhanced to completely remove the data stored by such popular applications as Real Player, iMesh and Live Messenger. Try a free scan of your PC now to discover where your private information is hiding!

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RichOrPoor is a full-featured financial software package for individuals, families, and small businesses. RichOrPoor helps you track income, expenses, assets, liabilities, and much more. RichOrPoor gives you over 30 reports so you can get the total picture of your finances. RichOrPoor helps you to manage nearly every aspect of your finances including checking, savings, credit cards, insurance, and more.

Software Features:

1. Easy to Use
RichOrPoor is both intuitive and easy-to-use. Navigate easily through the program to find exactly what you want.

2. Real-time Understanding of Financial Conditions
RichOrPoor lets you see your financial status at-a-glance letting you see income for the last month, expenses for the same period, current assets and liabilities, and so on. RichOrPoor also gives you a range of charts to help you understand your finances more intuitively.

3. Multiple Account Types
Support Savings, Checking, Bank, Cash, Credit Card, Asset, Liability, Creditor's Rights, Investment, and other account types. For investment accounts, you can also set its associated cash accounts.

4. Clearer "Liability" and "Creditor's Rights" Management
You can set up "Liability" and "Creditor's Right" accounts, and both borrowing and lending can be input as financial transactions; you can track the creditors and debtors of each transaction.

5. Rich Variety of Reports and Charts
RichOrPoor gives you a wide range of customizable charts and reports so you can view all aspects of your finances. Create reports on income and expenses, assets and liabilities, and much more.

6. Develop Budgets
RichOrPoor helps you to budget by the month, quarter, or year.

7. Secure Financial Information
RichOrPoor lets you password protect your data so no one can access your financial information.

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Account Pro Invoice is a network-capable multi-client invoicing program that create interface together with the accounting software Account Pro (from Version 8). This utility is most comfortable for tiny to medium size businesses. However, you can also handle Account Pro Invoice as a stand-alone application You can use predefined templates according to your need, but you are not limited to these at all and can create templates for almost any invoice without discount information imaginable document too. The sample templates supplied are offer, order, confirmation, invoice with discount information, invoice with discount information, delivery bill, payment scheduler, order, mail merge letter, credit note, address label. You can print, generate, export And mail documents as .rtf or .txt files to target. By help of inventory accounting function you can manage your inventory, revenues, generate order documents (including purchase orders) automatically. You can automatically generate a summary invoice from the bill of delivery data of a certain time period. By using the mail merge function you can circulate letters easily by merging a document template with an entire list of addresses means same data but address list is different. Account Pro Invoice undertakes to.
Features:
* Transfer the corresponding transactions to Account Pro marked as 'open items' by mouse click.
* Generate invoices and credit bill notes.
* Generate payment reminders.
* Automatically take over the transactions made available by Account Pro Invoice.
* Prepare Account for the payments received.
* Provide information about any overdue payments.
*Export circular to management.
*Generate bills for revenue and inventory.
*Generate prints of all kind of billing.

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Account Pro Invoice is a network-capable multi-client invoicing program that can work closely together with the accounting software Account Pro (from Version 8). However, you can also operate Account Pro Invoice as a stand-alone application. The software is most suitable for small to medium size businesses.

You can create all required document templates yourself. The program's sample client includes sample templates that you can adapt to your particular needs, but you are not limited to these at all and can create templates for almost any imaginable document. The sample templates supplied are offer, order, confirmation, invoice without discount information, invoice with discount information, bill of delivery, credit note, payment reminder, order, mail merge letter, address label.

You can print, export as .rtf or .txt files, and directly email the documents that you have generated. You can manage your inventory and you can generate order documents (including purchase orders) automatically using the inventory accounting function. You can automatically generate a summary invoice from the bill of delivery data of a certain time period. Using the mail merge function you can generate circular letters easily by merging a document template with an entire list of addresses.

Account Pro Invoice undertakes to:
* Prepare the invoices and credit notes
* Transfer the corresponding transactions to Account Pro marked as 'open items' by mouse click
* Prepare payment reminders

Account Pro undertakes to:
* Automatically take over the transactions made available by Account Pro Invoice
* Account for the payments received
* Provide information about any overdue payments

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