Best finances software for free download

Money Decoder is your financial organizer, teacher, guide, motivator, and calculator. Be minutes from complete financial organization, elimination of files, boxes, statements, policies and documents. Free 15-20 minute profile permanently places you "2-Clicks" from all your personal monetary information, definitions, summations, calculations, projections and estimations for; real estate, mortgages, debts, credit, investments, insurance, budget, etc.. Money Decoder saves time, motivates, simplifies,clarifies, increases your confidence and understanding and puts you in control of your money!Money Decoder enhances and simplifies almost everything you do financially. Plan options for each family member’s goals- education, weddings, life insurance, ... Simplify and itemize income & cash flow (primary careers, real estate cash flow, side jobs, etc.). Organize a simple and complete budget that can be maintained with minimal effort on an ongoing basis. Track mortgage amounts, rates & term changes, real estate values, equity & rental cash flow. Money Decoder auto-calculates pay-offs, blended rates, changedates, interest costs, monthly totals, and more… Forecast retirement, college, emergency needs, etc. Allocate and organize investment accounts and amounts. Purchase, finance, and lease automobiles more effectively. Choose insurance policies based on efficient deductibles and proper risk coverage's. Purchase life insurance based on the right type and right amounts.Money Decoder is the one class that should be taught in school and is the one gift that should be given at graduation! It works for all income levels and all ages. It requires little maintenance and is a tool that you keep for life!

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RichOrPoor is a full-featured financial software package for individuals, families, and small businesses. RichOrPoor helps you track income, expenses, assets, liabilities, and much more. RichOrPoor gives you over 30 reports so you can get the total picture of your finances. RichOrPoor helps you to manage nearly every aspect of your finances including checking, savings, credit cards, insurance, and more.

Software Features:

1. Easy to Use
RichOrPoor is both intuitive and easy-to-use. Navigate easily through the program to find exactly what you want.

2. Real-time Understanding of Financial Conditions
RichOrPoor lets you see your financial status at-a-glance letting you see income for the last month, expenses for the same period, current assets and liabilities, and so on. RichOrPoor also gives you a range of charts to help you understand your finances more intuitively.

3. Multiple Account Types
Support Savings, Checking, Bank, Cash, Credit Card, Asset, Liability, Creditor's Rights, Investment, and other account types. For investment accounts, you can also set its associated cash accounts.

4. Clearer "Liability" and "Creditor's Rights" Management
You can set up "Liability" and "Creditor's Right" accounts, and both borrowing and lending can be input as financial transactions; you can track the creditors and debtors of each transaction.

5. Rich Variety of Reports and Charts
RichOrPoor gives you a wide range of customizable charts and reports so you can view all aspects of your finances. Create reports on income and expenses, assets and liabilities, and much more.

6. Develop Budgets
RichOrPoor helps you to budget by the month, quarter, or year.

7. Secure Financial Information
RichOrPoor lets you password protect your data so no one can access your financial information.

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This accounting software offers all the usual items that Small businesses and Subcontractors need, invoicing, income and expenses, sales tax, accounts payable and receivable (if needed).

It is easy to use software based on One Click software standards, which means that you will not be wasting your time sitting around a computer screen trying to use accounting software that is bulky, inefficient and hard to understand.

This means that you will be able to get back to the things you love, like playing with the kids, watching the footy, having a beer or doing your nails.

Simple fresh crisp software, designed for Small Business by Small Business. This is a complete product, you wont need to pay for yearly upgrades as the product is already finished. You wont need to go do a course to learn how to use it, or pay someone to come around and do it for you.

If you want a product that enables you to keep control of your business finances and reports that make taxtime simple and easy, then maybe it's time to test us out TaxGst.com

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TrackerGold will give you a totally new visual way of working with your information, enjoy the freedom of being able to organize your data the way you want while increasing your efficiency far ahead of existing systems. This new discovery will take away the drudgery of keeping track of all your data; it quite simply solves the problem of information scatter. For the Business user it will track employees, equipment, documents, files, finances and more.., for the Home user; birthdays, contacts, music, photos, games....for once instead of all your information scattered amongst several Apps or books it will be right in front of you on the one page. TrackerGold’s new efficient visual approach to organization will give you more free time to do the things you want to do. Make short work of creating databases, inventory systems, finance calculators with little or no computer knowledge. As colleagues struggle to juggle their information scattered all around, you will enjoy the benefits of confidently and efficiently opening documents, looking up contacts, tracking items, managing projects, all within TrackerGold. With free download, a generous trial and free info you've nothing to lose.

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iCash is a software intended to control your personal finance, keeping track of incomes, expenses, credits, debts and Banks transactions for you. As simple as creating the accounts you need and move money between them! You don't even need to know about accounting or even care about it! Your finances depends largely on good organization that lets you know where your money comes from and to where it goes. iCash is an easy-to-use, full featured and multi-purpose Personal Finance Manager tool for Macintosh and Windows intended to help you control all kinds of money issues. iCash can serve several small accounting needs for either private users, or clubs, associations, self-employed, small businesses or simply to be used at home, making keeping track of incomes, expenses and Banks transactions a snap. With a few clicks you can begin creating accounts and making transactions in minutes.iCash is versatil and user-friendly. For this reason it doesn't use the principle of double-entry bookkeeping making it much easier to be used by people with very little or no accounting knowledge at all. Simply create accounts for all your expenses, incomes, Banks... and start moving money between them! iCash will then allow you to find out where all your money comes from and where it goes. All accounts are well organized according to user-defined categories and built-in types so reports can be tailored to include all records or only ones meeting specified criteria. Cash also allows you to have as many money manager documents as necessary so you can control almost anything from Clubs, associations, home and so on at the same time.

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Home Inventory Plus gives you a place to organize information about your possessions and a lot more. For each item, you can store its name, location, serial number, date purchased, original cost, and remarks. Display and print a table-view of your data, plus see it shown in pie-graph format. The program also lets you keep important details about your vehicles, finances, warranties, and dwelling. Plus, there are modules for putting together a home budget, storing passwords, and converting measurements.

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Finance Helper 2001 - This program contains the following financial functions: a calculator with loan-comparison capability for various interest rates and term length. Another calculator for determining affordability for mortgage or auto loans, and an actuarial calculator as well as a regular calculator. Finally, there is a budget function to plan out your monthly and yearly budget.

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Corp Accounting Software is a very powerful financial accounting software for small and medium businesses. Features include: basic inventory, invoicing, charges, comprehensive reports, delivery challans, quotes and almost everything else you will need to automate and record the financial transactions of your business.

You can also send documents and reports through E-Mail, or generate PDF files direct from Corp Accounting Software. The powerful address book lets you manage your contacts and even print them.

You can send reminder emails, or letters directly from Corp. Powerful Customer, Supplier and Item explorers let you explore every aspect of your business, telling you what products are moving better, who are your best customers and suppliers, allowing you to gain a better control of your business. Corp even tells you when your payments are due, and who you have to contact to get the payment.

Corp Accounting software is not just an accounting tool, but a complete business finance management software that's made to help you manage your business finances more efficiently.

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BUDGET FORECASTER FOR WINDOWS - Budget Forecaster for Windows is a personal finance management software. It was designed for users who enjoy managing their finances with a simple, easy to use stand-alone home budgeting application.

Budget Forecaster for Windows includes a comprehensive set of personal finance managing features that make this application suitable for both personal money management and small business finance management.
Budget Forecaster for Windows is the simplest way to plan your budget, monitor your spending, and so much more. In fact, Budget Forecaster is one of the most powerful personal financial tools available. See benefits:

Track where your money goes
See where your money goes by tracking your daily expenses by type. Get a clear picture of where your money is going by week or by month. Track your income, investments and expenses for the selected time period, and analyze your income allocation and expenses distribution with Strativia software - all in one place.

View colorful, detailed charts and graphs
View colorful, detailed charts and graphs and see visually by category where your money goes. If you prefer to see where your expenses go in a colorful, easy to read pie chart, you will enjoy this feature.
Strativia home budget software chart and graph tools include:
Monthly & Yearly Income Allocation Chart
Monthly & Yearly Expense Allocation Chart
Expense Breakdown Pie Charts

Determine your own expense categories
Customized expense categories allow you to set up software settings the way you prefer. This gives you total control over your expense tracking.


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You feel that you need to bring your personal finances into order? Visual Money is a personal finance manager which allows you to control your finances and stay on top of your expenses. It proves that managing finances is as simple as a mouse click. Visual Money supports multiple accounts that reflect real-world bank accounts, credit cards accounts, cash money and investments.
You can put your income and expenses into different categories such as dinning out, clothes or automobile. Categorization makes possible to find out where your money are going. A large list of predefined categories is provided, however you can create custom categories and subcategories. Visual Money offers a variety of visual reports helping you to see your cash flow, expenses by categories and payees for any period of time.
Visual Money supports import & export data into QIF (Quicken Interchange Format) files. This feature can be useful if you used other personal finance software before or downloaded your transaction history from your bank.
Visual Money looks after your bill payment and notifies you in advance when the bill should be paid. Encryption and password protection makes impossible for unauthorized users to access your private information. Automatic back-up utility prevent from lost of your data.

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TinyBooks is a simple, flexible, non-bloated, single-entry bookkeeping and accounting system for the Macintosh. TinyBooks is designed for Sole Proprietors, home and other small businesses, and family finances.

TinyBooks is the simplest way to handle the books for most small companies. You enter your expenses and income, and TinyBooks does the rest. Current and year-to-date on-the-fly totals are continually displayed. Fully automatic bar-charting of all expense and income accounts make the determination of monthly trends intuitively obvious.

A fully non-modal Reports Window offers easy standard and custom reporting and searching. All transactions are easily exportable to other programs as standard tab-delimited text files.

Expense, income and special mileage entry forms can be printed for off line entry of data as desired. Non-fiscal years are supported, as is the concept of recurring expenses.

TinyBooks includes a Professional Invoice Printer, that is as easy to use as the rest of the program. It prints professional-looking invoices and estimates on plain white paper. No special, expensive forms are required. These invoices/estimates can also be customized with your own logo, fonts, etc.

TinyBooks also includes intuitive support for handling virtually any kind of taxes from any country, including State Sales Taxes, GST (Goods and Service Taxes), PST (Provincial Sales Taxes), VAT (Value Added Taxes) and more.

TinyBooks, based on years of experience doing the books, is written exclusively for the Macintosh (OS9 and OSX) and is available now.


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Track your PowerBall investments, download results, and check your winnings all in just a few clicks. There are a lot of Lottery Pickers out there, but we couldn't find a good lottery investment tracker. So, we created HD PowerBall LottoKeeper. Since we are avid lottery players, we needed something to keep track of how we are doing and make it easy to see if we won anything. Now we can track our investments, download results, and check if we won anything with just a few clicks. Worked so well for us, we decided to release a shareware version.

Investment Manager

Keep track of lottery investments. Add/edit unlimited number of drawings.
Tracks amount spent, amount won, games played, games won, drawings played, total profit and average win per game.
Generate report showing Game Totals, Finances, and General Statistics.

My Game Numbers

Store an unlimited number of games.
Add or edit numbers easily.
Visualize at a glance what numbers you played for which drawing.

Number Generator

Choose your own numbers, or randomly generate unlimited games.
Save generated numbers to a comma seperated file.
Print generated number list.

Hot Numbers

Get the numbers drawn the most with a single click. Copy to clipboard, or add to My numbers with another click.

Results Manager

Downloading Lottery results takes one click. Downloads directly from powerball.com web site.
Auto-check Lottery results. Lotto Keeper will notify you when results are downloaded.

Check Winnings

Check your winnings for each drawing with one click. No matter how many games you played, LottoKeeper will check them all and tell you how much you won.

Free upgrades for life.

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PiggyBob is an easy to use personal finances manager with powerful calendar capabilities. We all need some order in our lives. Especially in everything that is connected with money. PiggyBob might sound funny, but that cute little program will save you a lot of money. PiggyBob is not just some book, where you would write your income and expenses. PiggyBob is a powerful tool to analyze the whole situation, to see for yourself what money source is most important for you, or where exactly your money tube is leaking. With PiggyBob you can categorize your income and expenses according to your own needs. All the information you save in PiggyBob can later be displayed as different graphs to make the tendencies in your income and expenses more vivid. You can apply different filters to your data, e.g. you can choose to have a look only at your expenses, your income, or to get a broader view with the help of “Annual” function. You also have a choice of sorting your income and expenses by date, type or amount. PiggyBob’s calendar will help you to keep track of the events in your life and you can enter unlimited number of events for a given day. Besides, any event you enter can later be easily edited. Additionally, you can set up a repeated event for any number of days, weeks or months or until a chosen date. Useful “Alarm” function will never let you forget about an important meeting, friend’s birthday, etc. Here you can choose either the default sound or select which file should be played when the alarm is activated.Another advantage of PiggyBob is its bright and colorful interface, which is so easy in use that you will feel like you have always used PiggyBob right after your first entry. The advice is – try PiggyBob and see for yourself how fast and how easy order will enter your financial life and your life in general.

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Tired of living payday to payday? Can't get out of debt? Finances in a mess? Try a better way to manage your checkbook. Budget is based on the tried and true "Envelope" method of budgeting - a much easier way to see where your money is, where it's needed, and where it went. Budget is a personal finance application based on the proactive envelope model rather than the reactive register model used by other home financial programs. It helps you setup and live by your budget the way most people learned to budget. You define income sources and allocate portions to your envelopes. You write checks from each envelope when the bill is due. The main window shows at a glance if you are keeping to your budget. Budget doesn't force you to follow a budget, but it does show you exactly where you're spending your money.

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Personal Finances is an ultimate helper when your profits increase but no changes are seen in the standard of living. This problem is usually of paramount importance for graduating students with first working experience and nearly all families with limited home budgets. The smart tool will help you track all expenses and analyze the efficiency of using the family budget resources.

The features which make Personal Finances unique in its category are total simplicity and clearness. You can see at once from the summary view the way your money was spent, total sum and percentage structure for categories, balance on accounts, as well as overall balance. There is no need to scrutinize the reports in order to analyze your financial condition. The program is supplied with ability of logging regular transactions automatically.

Personal Finances has a user-friendly multilingual interface, scheduler, password protection and a very useful ability of adding expenses in one click. The application has a multi-base support and allows you to create an unlimited number of data bases. Detailed information on all transactions is available for any time period.

Personal Finances excludes the mere possibility of transaction classification problems to occur. It has an unlimited number of sections, categories, subsections etc. Despite the number of currencies already supported the application allows users to add more currencies, stipulating the exchange rate. Personal Finances includes abilities of sorting by any field and grouping by transaction names. The program runs under Windows 95/98/ME/2000/XP/Vista and has multilingual User Interface (Czech, English, German, French, Dutch, Italian, Spanish, Danish, Russian, Swedish, Slovak, Hungarian, Portuguese, Estonian, Turkish).

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Personal Finances is an ultimate helper when your profits increase but no changes are seen in the standard of living. This problem is usually of paramount importance for graduating students with first working experience and nearly all families with limited home budgets. The smart tool will help you track all expenses and analyze the efficiency of using the family budget resources.

The features which make Personal Finances unique in its category are total simplicity and clearness. You can see at once from the summary view the way your money was spent, total sum and percentage structure for categories, balance on accounts, as well as overall balance. There is no need to scrutinize the reports in order to analyze your financial condition. The program is supplied with ability of logging regular transactions automatically. You may also install and run the application from the USB flash drive; consequently, your "personal accountant" will be portable and always at hand!

Personal Finances has a user-friendly multilingual interface, scheduler, password protection and a very useful ability of adding expenses in one click. It has an option of exporting data to txt or CSV files, as well as importing. The application has a multi-base support and allows you to create an unlimited number of data bases. Detailed information on all transactions is available for any time period.

Personal Finances excludes the mere possibility of transaction classification problems to occur. It has an unlimited number of sections, categories, subsections etc. Despite the number of currencies already supported the application allows users to add more currencies, stipulating the exchange rate. Personal Finances includes abilities of sorting by any field and grouping by transaction names. The program runs under Windows 95/98/ME/2000/XP/Vista and has multilingual User Interface (English, German, Dutch, Italian, Spanish, Danish, Russian, Swedish, Slovak, Hungarian, Portuguese and more).

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iCash is a software intended to control your personal finance, keeping track of incomes, expenses, credits, debts and Banks transactions for you. As simple as creating the accounts you need and move money between them! You don't even need to know about accounting or even care about it! Your finances depends largely on good organization that lets you know where your money comes from and to where it goes.

iCash is an easy-to-use, full featured and multi-purpose Personal Finance Manager tool for Macintosh and Windows intended to help you control all kinds of money issues. iCash can serve several small accounting needs for either private users, or clubs, associations, self-employed, small businesses or simply to be used at home, making keeping track of incomes, expenses and Banks transactions a snap. With a few clicks you can begin creating accounts and making transactions in minutes.

iCash is versatil and user-friendly. For this reason it doesn't use the principle of double-entry bookkeeping making it much easier to be used by people with very little or no accounting knowledge at all. Simply create accounts for all your expenses, incomes, Banks... and start moving money between them! iCash will then allow you to find out where all your money comes from and where it goes. All accounts are well organized according to user-defined categories and built-in types so reports can be tailored to include all records or only ones meeting specified criteria. Cash also allows you to have as many money manager documents as necessary so you can control almost anything from Clubs, associations, home and so on at the same time.

Related software: money, manager, accounting, personal, finance, home, incomes, expenses, tracking, money manager, personal finance, home finance, home accounting, …